SME Finance Solution

Property Joint
Venture Fund

The core of our focus is providing you with finance for your formal business. We structure unique, individualised financing solutions using shareholder loans, equity, royalties and term loans – or any combination of these. We pride ourselves on having developed a range of finance products offering maximum flexibility to suit your specific needs.

Property Joint Venture Fund

Our Property Joint Venture Fund provides finance to established entrepreneurs looking to add multi- tenanted properties to their investment portfolio. We do this because we understand that multi-tenanted properties provide both capital appreciation and a rental income.

We co-invest in multi-tenanted property projects mainly in two instances:

  1. When a potential investor (established entrepreneur) is unable or unwilling to invest the full deposit (equity) required by a commercial lending institution.
  2. Where a viable property investment has been over-geared and needs a restructuring of the existing debt, converting debt finance to equity finance.

  1. Property investments in sustainable areas offering good growth and/or return on investment, preferably in metropolitan areas.
  2. Retail, industrial, and commercial multi-tenanted properties.
  3. Properties that require reconfiguration or upgrades.
  4. Cut-up-and-sell properties and industrial leasebacks.
  5. The prospective property investor may choose to either have an active role or be a passive investor.

We do not finance residential properties (homes for own use), agricultural properties, and mines.

We offer 5 years, based on a 10-year facility installment with a capital bullet in month 60.

We only provide finance between US$100,000 to US$ 1 million, paid out in local currencies.

Kenya: KES 13 Million to KES 130 Million
Malawi: MWK 170 Million to MWK 1.7 Billion
Rwanda: RWF 130 Million to RWF 1.3 Billion
Uganda: UGX 380 Million to UGX 3.68 Billion
Namibia: NAD 1.8 Million to NAD 18 Million

There is no minimum set for own contribution however, the gearing and other factors that affect the viability of a transaction are be taken into consideration.

If you are an established entrepreneur, apply today to obtain up to 100% commercial property finance.

Take the Next Step: Apply Now for for a Joint Venture Property Financing and unlock value in your property investment!