SME LENDING SOLUTIONS
BUSINESS FINANCE
We provide business finance ranging from US$ 100 000 to US$ 1 million to established entrepreneurs with a viable formal business. Finance can be used for expansion, working capital, equipment, takeovers, property, franchises, property finance for owner occupied businesses, revamps, or management buy-outs.
If you are an established entrepreneur, apply today to obtain finance tailored to your individual requirements.
UP TO 100% COMMERCIAL PROPERTY FINANCE
Watch this video to learn why you should own your business premises
PROPERTY FINANCE
Our Property finance caters to established business owners with a viable business who want to refinance or purchase their own premises, but may have limited capital or security to contribute, or may not want to compromise the business’ cash resources for the deposit. We also finance Residential property developments, Properties for student accommodation and Commercial property developments. You should choose our commercial property finance because:
- In most cases, conventional financiers require a cash deposit before considering financing a property deal. The deposit amount depends on the risk appetite of the financier and deposits of up to 50% may be required.
- We allow the business owner a choice of different financing options and can structure the deal by advancing up to 110% of the financing required, subject to terms and conditions.
PROPERTY JOINT VENTURE FINANCE
Our Property Joint Venture Finance provides finance to established entrepreneurs looking to add multi- tenanted properties to their investment portfolio. We do this because we understand that multi-tenanted properties provide both capital appreciation and a rental income.
We co-invest in multi-tenanted property projects mainly in two instances:
- When a potential investor (established entrepreneur) is unable or unwilling to invest the full deposit (equity) required by a commercial lending institution.
- Where a viable property investment has been over-geared and needs a restructuring of the existing debt, converting debt finance to equity finance.